The lovely people do not come to God because they think they are good through their own merits or bad through inherited instincts. If they do good, they believe they are to receive the credit for it; if they do evil, they deny it is their own fault. They are good through their own good-heartedness, they say; but they are bad because they are misfortunate, either in their economic life or through the inheritance of evil genes from their grandparents.